Living Abroad / Moving to Malta: A Guide for Americans

Moving to Malta: A Guide for Americans

May 07, 2025

Colorful fishing boats at Marsaxlokk harbor with waterfront cafes and historic churches, showcasing the vibrant lifestyle for those Americas moving to Malta

Key Takeaways

 

 

  • Moving to Malta from the USA is popular for its Mediterranean climate, friendly locals and easy lifestyle.

 

 

  • Cost of living in Malta is low compared to many US cities, but it varies depending on location.

 

 

  • You’ll need to explore visa options, healthcare, housing, and job opportunities before you move to Malta.

 

 


Why Move to Malta?

 

Thinking about moving to Malta?

 

You’re not alone.

 

Many Americans are choosing this sunny island for its relaxed pace of life, beautiful beaches, and welcoming expat community.

 

Plus, Malta has English as an official language which makes daily life so much easier for Americans.

 

Whether you’re relocating for work, retirement, or just a change of scenery, life in Malta has something for everyone.

 

Growing Number of Expats in Malta

The percentage of expats in Malta have grown significantly over the past couple of years. From 22.22% in 2020 to an estimated 25.3% in 2023.

Sources: NSO

 

 

Here are some options for Americans looking to move to Malta:

 

 

  • Malta Permanent Residence Programme (MPRP): Great for those looking for long-term residency through investment.

 

 

  • Malta Digital Nomad Visa: Perfect for remote workers who want to live in Malta while working for a US-based company.

 

 

  • Malta Citizenship by Investment Program: Ideal for high-net-worth individuals.

 

 

  • Malta Work Visa: Needed if you plan to work in Malta.

 

 

  • Malta Tourist Visa: Stay up to 90 days without a visa.

 

 

 

If you’re planning on immigrating to Malta from the US long-term, you’ll need to apply through Malta’s immigration office before your move.

 


What’s It Like to Live in Malta?

 

Curious about what’s it like to live in Malta? Here’s a glimpse:

 

Climate & Weather

 

Malta has a Mediterranean climate with hot summers and mild winters. It’s perfect for those who love sunshine and outdoor activities.

 

Language

 

Both Maltese and English are official languages, so communication is easy for Americans.

 

Cost of Living

 

Rent in central areas like Valletta or Sliema is higher but still cheaper than most US cities. Eating out is affordable, with meals ranging from €10–€20. Utilities and internet are also reasonably priced.

 

Cost of Living in Malta vs the US (in $ USD)

Cost of Living in Malta vs the US shows that most Americans that are moving to Malta can count on saving almost 37% in living costs compared to back home.

Sources: Lancier Global

 

 

Safety

 

Malta has low crime rates, making it a safe place for families and solo travelers alike.

 

Expat Life in Malta

 

Expat life in Malta is vibrant. There are plenty of expat groups, meetups, and social events. Many Americans appreciate the laid-back lifestyle, outdoor cafes, and easy access to the Mediterranean Sea.

 

Public transport is reliable, and most people use buses or ferries to get around. Driving is on the left side, so keep that in mind if you plan to rent or buy a car.

 


How to Move to Malta from the USA

 

Here’s how to get started with your Malta immigration from the US:

 

Step 1: Choose Your Visa

 

Decide if you’re moving for work, retirement, or digital nomad life. Visa requirements vary depending on your choice.

 

Step 2: Find Housing

 

You can rent an apartment in cities like St. Julian’s, or choose quieter villages for a more relaxed lifestyle.

 

Step 3: Arrange Healthcare

 

Malta has a solid healthcare system with public and private options.

If you’re not an EU national, you’ll need private health insurance.

 

Step 4: Set Up Finances

 

Open a local bank account to manage rent, bills, and daily expenses.

 

Step 5: Move Your Belongings

 

Shipping services are available, but many expats choose to buy new once they arrive.

 


Jobs and Work in Malta

 

Looking to work in Malta? Opportunities are available in:

 

  • Tourism and hospitality

 

  • Gaming and tech industries

 

  • Financial services

 

  • Education and language teaching

 

A job offer is usually required to get a work visa. EU nationals have an easier process, but Americans can still find roles with international companies.

 


Residency and Citizenship Options

 

Malta Permanent Residence Programme (MPRP)

 

This program allows non-EU nationals to gain residency through investment. Benefits include visa-free travel within the Schengen Zone and the chance to apply for citizenship after a few years.

 

Services by Direct Investment

 

Investing in Malta’s economy can fast-track your residency or citizenship process. Requirements include real estate investment or government contributions.

 

Maltese Passport

 

Holding a Maltese passport provides access to EU benefits, but the process to gain citizenship takes several years unless using investment routes.

 


Tips for a Smooth Move

 

Visit before you decide to relocate.

 

Join expat forums to connect with locals and other newcomers.

 

Learn a few basic Maltese phrases, even though English is widely spoken.

 

Research local schools if you’re moving with children.

 


Conclusion

 

Moving to Malta from the USA is a great choice if you’re looking for sun, sea, and a relaxed pace of life. Whether you’re a digital nomad, retiree, or job seeker, Malta’s welcoming atmosphere and vibrant expat scene make settling in easy.

 

Ready to move to Malta? Start planning now, and you’ll soon be enjoying all the perks of life in Malta.

 


FAQs

 

1. Can Americans retire in Malta?

Yes! Just show proof of financial means and secure health insurance.

 

2. How long can I stay in Malta without a visa?

Up to 90 days for tourism or business. For longer stays, you’ll need a visa.

 

3. Is Malta good for digital nomads?

Absolutely. The digital nomad visa is perfect for remote workers and Malta’s internet is fast and reliable.

 

4. What is the cost of living in Malta compared to the US?

Generally lower, especially for rent and daily expenses.

 

5. Can I get citizenship by investing in Malta?

Yes, through the services by direct investment programs, though requirements vary.

 


Are you Thinking of Moving to Malta?

Lancier makes relocating to Malta simple and stress free for Americans!

Let us handle the details so you can embrace your new life in Malta.

  • Choose the right visa for you and your family
  • Handle logistics before, during and after your move
  • Avoid costly relocation mistakes

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