Real Estate Advisory
for Americans in Europe

Buying real estate as a US citizen in Europe can be a complicated task. Regulations and practice differ widely among the individual countries in Europe. Lancier Global helps Americans navigate the European real estate market.

Real Estate

Whether you’re looking for a charming historic estate in the countryside or a modern city apartment we offer tailored guidance designed to align with your unique goals and needs. We work closely with local partners to facilitate the finding, acquiring and buying of real estate across Europe for US citizens, whether for residence, investment or vacation purposes. From selecting the ideal location to managing negotiations and legal paperwork, our team is committed to making European property ownership a straightforward, transparent and rewarding experience.

At a
Glance

As an American, understanding Europe’s diverse real estate markets can be difficult. Whether you’re interested in a city apartment in Lisbon, a luxury villa on the Greek islands or a historic estate in Malta, we help you find the ideal property that fits your lifestyle or investment goals.

We offer exclusive access to on- and off-market listings across popular European destinations:

Portugal: Algarve, Silver Coast, Lisbon, Douro Valley, Azores

Greece: Mykonos, Santorini, Ikaria, Athens, Glyfada

Malta: Valletta, Gozo

Montenegro: Kotor, Budva, Tivat

Spain: Barcelona, Bilbao, Valencia, Seville

How Lancier helps Americans buy Property in Europe

We cover every step of the property purchase process which enables you to find your perfect home while avoiding common pitfalls.

  • Property Search & Viewings: We leverage our local agent networks to provide exclusive listings and arrange virtual or in-person viewings.
  • Due Diligence & Property Inspections: We conduct thorough checks on your behalf, ensuring the property meets legal requirements and is free of liens.
  • Legalities & Taxation: We help you comply with local property laws and help you navigate Europe’s property tax regulations. For example:

    • Portugal: IMT (Property Transfer Tax) and IMI (Annual Municipal Tax)

    Greece: ENFIA Property Tax

    Spain: IBI (Impuesto sobre Bienes Inmuebles)

We also assist with setting up real estate investment structures to maximize tax efficiency and provide guidance on 1031 exchange foreign property options for U.S. citizens.

For many Americans, selling their home back in the states is a key step in being able to finance a European relocation.

How We Help with U.S. Property Sales

Property Valuation: We work with partners across the states to accurately value your home, ensuring you receive the best market price.

Home Staging & Preparation: Our team helps you prepare your property for sale, maximizing its appeal to potential buyers.

Legal & Tax Paperwork: We handle the legal documents and U.S. tax filings, ensuring compliance with IRS regulations.

Navigating Europe’s complex property laws and tax regulations can be daunting for U.S. citizens. Each country has unique rules for property ownership, rental income taxes, and residency requirements. We provide personalized advice to help you optimize your investment and ensure compliance across borders.

Legal & Tax Services We Provide

  • Property Tax Guidance: We help you navigate property tax obligations in countries like Portugal, Spain, Italy, Greece, and France.
  • Mortgage Solutions: We connect you with European banks that offer mortgages for U.S. citizens.
  • U.S. Tax Compliance: We assist with FBAR and FATCA reporting, ensuring you remain IRS-compliant while owning foreign property.

Country-Specific Examples

  • Portugal: IMT (Property Transfer Tax), IMI (Annual Tax), and NHR (Non-Habitual Resident) tax program
  • Greece: Rental income tax (15% to 45%) and ENFIA tax
  • Spain: Non-Resident Income Tax (24%) and Tourist License Requirements

For many U.S. citizens, renting out your European property presents an opportunity to generate passive income. The rental market is highly attractive in southern European countries such as Spain, Portugal, Italy, France, Greece, Malta and Cyprus. However, with different laws regulating the ways properties can be rented out as well as the taxation of such makes it complicated to do. Lancier Global seeks to fill this need by working closely with local expertise to provide a all encompassing solution to Americans looking to rent out their property in Europe.

Our Property Management and Rental Service ensures your property remains occupied and profitable, even when you’re not there.

We help you:

  • List your property on major rental platforms (e.g., Airbnb, Booking.com)

  • Navigate local rental regulations and tourist license requirements

  • Handle tenant screening, contracts and property maintenance

Country-Specific Rental Insights

  • Portugal: A Top Destination for Vacation Rentals. Short-term rentals (Alojamento Local) require a license from the local municipality. Rental income tax ranges from 15% to 28%, depending on annual income.
  • Greece: Popular for Golden Visa Investors. Short-term rentals are taxed based on annual income thresholds: 15% up to €12,000 ; 35% for €12,001 to €35,000 ;
    45% for above €35,000
  • Spain: Strict Rental Rules Vary by Region. Catalonia and Andalusia have strict short-term rental regulations. Non-resident landlords must pay 24% tax on rental income.

What Defines Strong Candidates

Moving abroad is more than a checklist, it’s about creating a life that truly fits you and your family. Our 360° approach ensures every detail comes together as part of a bigger picture, so you can focus on what excites you most about this new chapter.

  • Tailor Made for Americans: Moving abroad as a U.S. citizen comes with its own set of unique challenges. From FATCA & FBAR compliance to understanding European tax regimes. We take care of the complex details so you don’t have to worry about making mistakes that could cost you later down the road.
  • One Stop Solution: Relocation often means working with multiple specialists, each focused on their piece of the puzzle. Our approach brings everything under one roof, aligning your financial, legal and lifestyle goals to eliminate inefficiencies and hidden costs so that every part of the process supports your bigger picture.
  • Everything Works In Harmony: Each part of your relocation impacts the other. We take a bird’s eye view approach, ensuring that your decisions today support your goals for tomorrow. It’s about seeing the whole picture and making sure every choice moves you closer to the life you envision.
  • Bridging the Gap: Europe can feel like a maze of different rules, languages and systems. We work with leading professionals in each country, translating their output into actionable steps that align with your priorities. This way, every detail is planned with clarity and purpose.
  • More Than a Move: The process doesn’t end when you unpack your boxes. Adjusting to a new country means adapting to a new culture, forming new connections and building a life that feels meaningful. We go beyond the scope of traditional relocation services to ensure you thrive in your new environment. From helping your kids find the right schools to connecting you with the local community.

We Invite You
to Work with Us

Think we’re the partner you need? Connect with us to start your journey. Our team is ready to guide you with expertise and personalized support.

Book My Appointment

one.

Understanding your ambition

The first step in working with us is an introductory call where you’ll share your goals for moving to Europe. We’ll create a tailored profile based on your budget, destination, visa options, lifestyle preferences, and housing needs—whether renting or buying. After the call, you’ll receive a customized plan and price estimate, ensuring a clear path forward.

two.

Developing your path forward

Based on your goals and the personalized plan, our team will determine the best course of action. You’ll receive a clear, actionable proposal outlining each step, along with a detailed price breakdown for moving forward.

three.

Implementing & Emerging

Once you’re onboard, you’ll work closely with our team to ensure a smooth and secure transition into your new life. And it doesn’t stop there, we’re with you every step of the way. We encurage you to join our exclusive community events across Europe, where you can connect with others and build your local community of likeminded people.

Our Latest
Perspectives & Insights

We share our insights on expat life in Europe, Americans living abroad, Citizenship and Residency programs, Citizenship by Descent, Real Estate investment opportunities, and the latest updates on Global Immigration trends and policies.

Read Our Insights
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